Independent Fiduciary Wealth Management in Nashville
An independent fiduciary is legally obligated to put your interests ahead of its own — on every recommendation, every position, and every fee. At Infinitus, that obligation is the foundation, not the marketing.
Infinitus Wealth Management · Nashville · We Don't Just Manage Wealth. We Build It.
The Standard Behind Every Decision
What it means to be an independent fiduciary
An independent fiduciary wealth manager operates under a legal duty of loyalty and care: your interests come first, full stop. Infinitus Wealth Management is a fee-only, independent fiduciary registered investment advisor (RIA) based in Nashville — and that structure shapes how every portfolio gets built. We earn no commissions. We sell no proprietary products. We accept no revenue sharing from fund companies. Our compensation comes from one source: a transparent fee paid by you.
That independence is what lets us build portfolios the way we believe they should be built — from individual stocks and bonds, custom-constructed for capital growth and risk management, rather than from a menu of pre-packaged products that pay the advisor to recommend them. When no one is paying us to sell you anything, the only thing left to optimize is your portfolio.
Fiduciary vs. Suitability
Not all advice is held to the same standard
Many "advisors" operate under a suitability standard — a recommendation only has to be suitable, not best. A fiduciary standard is a different obligation entirely.
Independence in Practice
What fee-only independence removes from the equation
"Fee-only" is precise. It means Infinitus is paid solely by clients — never by the products it recommends. Each layer below is a conflict that simply does not exist in our compensation model.
The Structure
Independent RIA vs. the wirehouse model
The word "independent" carries weight. A wirehouse or large broker-dealer advisor answers to a parent firm — its product shelf, its sales targets, its model portfolios. An independent fiduciary RIA answers to one party: the client. Infinitus is privately owned, with no parent company directing what we recommend and no quotas steering portfolios toward house products.
That independence is structural, not aspirational. It is why we can construct portfolios from individual stocks and bonds chosen on their merits, rather than assembling them from whatever a parent firm wants distributed this quarter.
Proof of Alignment
When the fee grows only if your capital grows
A fiduciary obligation is strongest when incentives reinforce it. Our fee is a percentage of assets we manage — so the math of our business and the goal of your portfolio point the same direction: growth.
Working Together
A fiduciary process, start to finish
This is the process of working together — a disciplined sequence built around your portfolio, your goals, and your long-term financial needs. From the first conversation through ongoing management, every step is designed to understand your objectives, structure your capital thoughtfully, and adapt as markets and your circumstances change.
01
Confidential Discovery
A direct conversation about your assets, goals, risk tolerance, and what you want your capital to accomplish — no obligation.
02
Portfolio Architecture
A custom plan built from individual stocks and bonds, calibrated to your objectives, tax situation, and liquidity needs.
03
Disciplined Implementation
Thoughtful, paced execution and, where appropriate, hedging — executed with intention rather than reaction.
04
Active Management
Ongoing active management, tactical adjustments, and direct access to the Chief Investment Officer as markets and your circumstances evolve.
TRANSPARENT, FEE-ONLY PRICING
One fee. No fund layer. No commissions.
As a fee-only fiduciary, we are compensated solely by a transparent percentage of the assets we manage—aligning our interests directly with yours.
Schedule a Private Portfolio Consultation
For investors seeking disciplined portfolio management,
tactical asset allocation, and long-term capital stewardship.
Confidential discussion
No Obligation
Direct conversation with Founder & Chief Investment Officer
Learn about our Active & Personalized Portfolio Management
Explore our Investment Strategies
⎯ Local Roots, National Reach
Nashville-Based, Serving Investors Nationwide
Based on Music Row, we work with clients across Nashville and throughout the country. Our clients come to us with different backgrounds, goals, and stages of wealth — but often with the same need: more thoughtful, hands-on investment management than a traditional model-portfolio approach provides.
Whether you are building wealth, preparing for retirement, managing concentrated assets, or looking for a more personalized strategy for the capital you have already accumulated, the conversation starts the same way: directly, thoughtfully, and on your terms.
⎯ Frequently Asked Questions
Independent fiduciary, explained
What does "independent fiduciary" actually mean? An independent fiduciary is an advisor that (1) is legally bound to act in your best interest at all times, and (2) is not owned by or beholden to a parent firm dictating its product recommendations. Infinitus meets both tests: we are a privately owned, fee-only registered investment advisor in Nashville with a continuous fiduciary duty to every client.
How is a fiduciary different from a regular financial advisor? Many advisors operate under a suitability standard, where a recommendation only has to be appropriate — not necessarily the best available option. A fiduciary is held to a higher bar: the duty of loyalty and the duty of care. That means putting your interests first and eliminating, not merely disclosing, conflicts of interest wherever possible.
What does "fee-only" mean, and why does it matter? Fee-only means our entire compensation comes from the advisory fee you pay us — never from commissions, 12b-1 trail fees, revenue sharing, or selling proprietary products. It removes the financial incentive to recommend anything other than what we believe is right for your portfolio.
Why does Infinitus use individual stocks and bonds instead of funds? Individual securities give us full control over what you own, when positions change, and how taxes are managed — without the embedded fees and one-size-fits-all construction of mutual funds. Our independence is what makes this approach possible: we aren't steered toward fund products that pay us to recommend them.
Is Infinitus owned by a larger financial institution? No. Infinitus Wealth Management is an independent, privately owned RIA. There is no parent company, no proprietary fund shelf, and no sales quota directing portfolio decisions. The only party we answer to is the client.
How is Infinitus different from most wealth managers? We build portfolios from individual stocks and bonds you directly own—never mutual funds and rarely ETFs. Direct ownership gives you cost control, tax control, and full transparency into every position, and it lets us hedge specific holdings with options rather than running a one-size-fits-all fund model.
What are your advisory fees? Fees are a single transparent percentage of assets under management on a four-tier schedule: 1.00% under $1M, 0.95% from $1M to $4.99M, 0.90% from $5M to $9.99M, and 0.80% at $10M and above. A complimentary financial plan is included.
⎯ Explore Further
Related Strategies & Reading
Disclosure: Infinitus Wealth Management is a registered investment adviser. Registration does not imply a certain level of skill or training. All investments involve risk, including the potential loss of principal. No investment strategy can guarantee returns or eliminate risk. Past performance is not indicative of future results. Advisory services are offered only pursuant to a written advisory agreement.