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Active & Personalized Portfolio Management in Nashville

Some investors want maximum growth. Some want to protect what they've built. Most want both, in the right measure. We build each portfolio from individual stocks and bonds, actively managed and hedged with options, positioned precisely where you sit on that spectrum.

Infinitus Wealth Management · Nashville · We Don't Just Manage Wealth. We Build It.

WHAT ACTIVE MANAGEMENT MEANS HERE

Active portfolio management is a disciplined, research-driven process of selecting individual securities and managing risk as markets and your circumstances change—not a static allocation set once and left alone.

As a fee-only fiduciary investment adviser, Infinitus builds and manages portfolios continuously. We evaluate companies, sectors, and the broader economy, construct portfolios holding by holding, and adjust positioning when research and valuation support it. The result is a portfolio that reflects your actual objectives—and adapts as those objectives evolve.

From the Chief Investment Officer

 

In my time advising investors, I've learned that almost everyone sits somewhere on a spectrum. On one end are growth investors—they have the time horizon, the conviction, and the stomach for volatility, and they want their capital working as hard as it can. On the other end are preservation investors who have already built real wealth, where the priority becomes protecting it. Most people fall somewhere in the middle: they want meaningful growth, but not at the cost of sleepless nights.

 

There is no single right answer—only the right portfolio for where you are. That's the entire point of managing money one client at a time, with securities you actually own and risk controls built around your holdings.

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Erik Roberts

Founder & Chief Investment Officer · Wharton MBA · U.S. Army Veteran, 101st Airborne · Purple Heart Recipient

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THE INVESTOR SPECTRUM

Growth, preservation, and the balance in between

Where you sit on this spectrum shapes everything—how concentrated the portfolio is, how heavily it's hedged, and how much it leans on equities versus income. We position each portfolio deliberately, then revisit it as your goals shift.

How positioning shifts across the spectrum Illustrative posture only — every portfolio is customized to the individual client. GROWTH BALANCED + RISK CONTROLS PRESERVATION Equity exposure High Moderate Lower Income & individual bonds Higher Hedging intensity (protective puts) Lighter Targeted Active For discussion purposes only. Positioning reflects general portfolio posture, not a recommendation or a guarantee of any outcome. All investing involves risk, including loss of principal.

Profile 01

Growth-Focused

For investors with a long horizon and tolerance for volatility who want capital working as hard as possible.

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  • Concentrated set of researched, high-conviction holdings

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  • Emphasis on long-term capital appreciation

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  • Positioned for maximum growth potential

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  • Actively managed as conditions change

Profile 02· Most Common

Balanced Growth with Risk Controls

A real growth engine paired with deliberate downside management—for investors who want to compound with confidence and stay comfortable through the ups and downs.

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  • Diversified mix of researched holdings

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  • Disciplined position sizing and concentration limits

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  • Risk controls applied to key positions

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  • Growth and stability calibrated to your comfort

Profile 03

Capital Preservation

For investors whose priority is protecting accumulated wealth while still generating income.

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  • Higher allocation to income-generating holdings

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  • Quality, stability-oriented positioning

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  • Defensive, risk-first construction

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  • Conservative approach that prioritizes preserving capital

WHAT THIS LOOKS LIKE IN A PORTFOLIO

Three postures, one disciplined process

The same research engine drives every portfolio. What changes is the mix—how much sits in growth equities, how much in income and individual bonds, and how actively each position is hedged.

Illustrative portfolio composition by profile Structural illustration for discussion only — not a target allocation, recommendation, or projection of return. Growth equities Dividend equities Individual bonds Cash & hedging reserve Growth Balanced Preservation Hypothetical and simplified for illustration. Actual portfolios are constructed individually and will differ. This is not a recommendation, an asset-allocation target, or a projection. Past performance is not indicative of future results.

WHY THE STRUCTURE MATTERS

Individual securities you own. Risk managed position by position.

The way a portfolio is built determines what you can control. We build with individual stocks and bonds—never mutual funds, rarely an ETF—so cost, tax, and risk decisions stay in your hands.

Direct ownership You hold the actual stocks and bonds, not a slice of a pooled fund. That means transparency into every position and the ability to manage each one on its own merits. Cost control No layered fund expense ratios quietly compounding against you year after year. You pay one transparent advisory fee—and nothing to a fund company on top of it. Tax control Direct ownership lets us manage gains, harvest losses, and time decisions around your tax situation rather than inheriting a fund's distributions. Options-based hedging We use protective puts to define a downside floor on individual holdings and covered calls to generate income on positions you already own—applied where they fit the portfolio, never as speculation.

HOW HEDGING WORKS

A defined downside on the positions that matter

A protective put functions like insurance on a holding: it establishes a level below which losses on that position are limited, while the position still participates in upside. We apply it where concentration or an appreciated position warrants protection.

Protective put: defining downside on a position Conceptual illustration of a hedged versus unhedged position — not specific advice or a projection. Position value Falling market → Protective floor Unhedged Hedged with put Simplified concept; excludes option cost, timing, and other factors. Options involve risk and are not suitable for every investor. This is for illustration only and is not a recommendation.

THE QUIET COST OF FUNDS

What you don't pay matters too

Fund expense ratios are small enough to ignore in any single year and large enough to matter over a lifetime. Direct ownership removes that layer entirely.

Illustrative cost drag over time Hypothetical comparison of fund-layer expenses on a $5M portfolio at a 1.2% blended fund expense ratio versus direct ownership with no fund layer. Cumulative fund-layer cost Year 0 Year 20 Direct ownership — no fund layer Fund expense drag, compounding Hypothetical and for illustration only. Assumes a constant blended fund expense ratio; actual costs vary by fund and over time. Does not reflect advisory fees, taxes, or any specific result. Not a projection of performance.

THE PROCESS

How we build and manage your portfolio

01 Understand your objectives We start with your growth goals, income needs, liquidity, volatility tolerance, time horizon, and tax sensitivity—and where you sit on the growth-to-preservation spectrum. 02 Research & security selection We evaluate companies, sectors, earnings and cash-flow strength, balance sheets, competitive position, and valuation to select individual securities on their merits. 03 Construct the portfolio We build holding by holding from individual stocks and bonds, sized and diversified to your profile—never a packaged model. 04 Manage risk & hedge We apply position-sizing discipline and, where appropriate, protective puts and covered calls to manage downside and generate income on specific holdings. 05 Monitor, rebalance, adapt We provide continuous oversight, adjust positioning when research and valuation support it, and revisit your profile as your circumstances change.

Transparent, Fee-Only

Fees

We accept zero commissions and act as a fiduciary — mandated by law and ethically bound to put our clients’ interests first. Our fee is based on assets under management, so we do well when you do well.

Gold lock surrounded by coins representing financial security, capital preservation, risk management, and wealth protection s

No Performance Fees

We charge no performance fees. Our simple and straightforward Assets Under Management fee allows our advisors to focus on achieving our clients' goals. 

Investment returns and interest rate strategy graphic from a Nashville financial advisor and wealth management firm

No Commissions

We charge no commissions on buying and selling investments, so our interests are completely aligned as we grow and protect your accounts.

Investment portfolio analysis and financial planning by a Nashville financial advisor at Infinitus Wealth Management

No Financial Planning Costs

A complimentary and comprehensive financial plan is available to all clients of Infinitus Wealth Management.

Assets Under Management Annual Advisory Fee Under $1,000,000 1.00% $1,000,000 – $4,999,999 0.95% $5,000,000 – $9,999,999 0.90% $10,000,000 and above 0.80% A complimentary financial plan is included with our portfolio management relationship.
Why Infinitus Wealth Management: independent fiduciary advice, active portfolio management, research-driven strategy, tax-efficient investing, growth-focused planning, and capital preservation for investors in Nashville and beyond.
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Schedule a Private Portfolio Consultation

For investors seeking disciplined portfolio management,

tactical asset allocation, and long-term capital stewardship.

Confidential discussion

No Obligation

Direct conversation with Founder & Chief Investment Officer

Learn about our Active & Personalized Portfolio Management

Explore our Investment Strategies

⎯ Local Roots, National Reach

Nashville-Based, Serving Investors Nationwide

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Based on Music Row, we work with clients across Nashville and throughout the country. Our clients come to us with different backgrounds, goals, and stages of wealth — but often with the same need: more thoughtful, hands-on investment management than a traditional model-portfolio approach provides.

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Whether you are building wealth, preparing for retirement, managing concentrated assets, or looking for a more personalized strategy for the capital you have already accumulated, the conversation starts the same way: directly, thoughtfully, and on your terms.

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⎯ Working Together

How the Relationship Works

 

Clients come to us expecting clarity, discipline, and direct access to the person managing their capital. The process is built to deliver exactly that.

01

Discovery Call

A no-pressure conversation about your goals, holdings, and what you want your wealth to do — by phone, video, or in person.

02

Strategy Review

We review your holdings, goals, and risk profile, then share observations on how your portfolio is positioned and where a tailored approach may help.

03

Onboarding

Thoughtful, paced execution and,  where appropriate, hedging — executed with intention rather than reaction.

04

Active Management

We build and manage your portfolio of individual securities, with ongoing research and protfolio reviews.

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⎯ Frequently Asked Questions

Active & personalized portfolio management, answered

What is active portfolio management? Active portfolio management is a hands-on investment approach built on continuous research, security selection, and risk oversight. Rather than holding static index allocations, we evaluate markets, sectors, and individual securities and adjust positioning as conditions—and your objectives—change.

I want maximum growth. How would you manage my portfolio? Growth-oriented portfolios are positioned for long-term capital appreciation through a concentrated set of researched individual equities, with lighter hedging and covered calls used selectively to generate income on core holdings. Positioning reflects your time horizon and tolerance for volatility.

I'm focused on protecting what I've built. Can you do that? Yes. Preservation-oriented portfolios emphasize individual bonds, dividend-paying equities, and disciplined position sizing, with protective puts used to define downside on appreciated or concentrated positions. The objective is to manage principal risk while still generating income.

What does a balanced growth portfolio with risk controls look like? A balanced portfolio pairs a growth engine of individual equities with deliberate downside management: a meaningful individual-bond allocation, position-sizing discipline, and protective puts on key holdings. It's built for investors who want real growth without exposure they can't sleep through.

How do you use options to manage risk? We use protective puts to define a downside floor on individual positions and covered calls to generate income on holdings we already own. Options are applied position by position to manage risk on a real portfolio—not as a speculative strategy. Options involve risk and are not suitable for every investor.

How is Infinitus different from most wealth managers? We build portfolios from individual stocks and bonds you directly own—never mutual funds and rarely ETFs. Direct ownership gives you cost control, tax control, and full transparency into every position, and it lets us hedge specific holdings with options rather than running a one-size-fits-all fund model.

What are your advisory fees? Fees are a single transparent percentage of assets under management on a four-tier schedule: 1.00% under $1M, 0.95% from $1M to $4.99M, 0.90% from $5M to $9.99M, and 0.80% at $10M and above. A complimentary financial plan is included.

Disclosure: Infinitus Wealth Management is a registered investment adviser. Registration does not imply a certain level of skill or training. All investments involve risk, including the potential loss of principal. No investment strategy can guarantee returns or eliminate risk. Past performance is not indicative of future results. Advisory services are offered only pursuant to a written advisory agreement.

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