Investment Strategies · Infinitus Wealth Management
Stable Value Equity Strategy
Investment management in Nashville
The Stable Value Equity Strategy is designed for investors who prioritize capital preservation while seeking measured long-term growth. The strategy focuses on equity investments in financially strong, established companies with resilient business models and stable earnings characteristics — the kind of businesses that let you stay invested in stocks while moderating how much the market's swings are felt in your portfolio.
Strategy designed and managed by Erik James Roberts, MBA — Founder & Chief Investment Officer, Infinitus Wealth Management. Wharton MBA · Fee-only fiduciary.
⎯ Strategy Philosophy
Why Low-Volatility Investing Compounds Over Time
We believe that managing downside risk is a critical component of long-term investment success. Companies with durable demand, consistent cash flow, and strong financial foundations may be better positioned to navigate changing economic environments — and a portfolio built from those companies can offer equity exposure with a more conservative risk profile.
This is the quiet insight behind every low-volatility equity strategy: the smoother path is not merely more comfortable, it is often more productive. Large drawdowns do disproportionate damage, because the deeper a portfolio falls, the larger the gain required simply to return to even. Just as importantly, volatility is what drives investors to abandon sound plans at the worst possible moment. A strategy an investor can actually hold through a full market cycle tends to build more wealth than a theoretically higher-returning one they exit at the bottom.
Stable value investing is our answer. It emphasizes business stability, financial strength, and dependable operating performance — seeking dependable participation in long-term equity returns with a structured focus on capital stability rather than the pursuit of maximum growth.
⎯ Investment Focus
What Makes a Stable Value Stock: Five Criteria
Every position begins with company-specific research. We are not buying an index or a fund wrapper — we are buying individual businesses, one at a time, against a demanding standard of stability and financial strength. The portfolio emphasizes companies that demonstrate established market positions and durable business models, stable earnings and consistent cash flow generation, strong balance sheets and financial discipline, products and services with steady long-term demand, and lower historical volatility relative to the broader equity market.
Each criterion does specific work. An established market position means demand does not evaporate when the economy softens. Consistent cash flow means the business funds itself rather than depending on capital markets to survive a rough year. A strong balance sheet means the company controls its own destiny in a downturn. Steady demand — the products and services people keep buying in good economies and bad — is what anchors revenue through the cycle. And lower historical volatility is the observable footprint of all of the above.
These are companies we believe can provide participation in equity markets while emphasizing resilience — low-volatility stocks in the truest sense, chosen for the durability of the business rather than the momentum of the moment.
⎯ Portfolio Approach
How the Stable Value Portfolio Is Built
The strategy is built through disciplined, company-specific research focused on business quality, earnings stability, financial strength, and risk awareness. Diversification across industries and business models is used deliberately to support portfolio stability — spreading exposure so the portfolio is not dependent on any single sector, economic driver, or market theme.
That last point distinguishes true stable value investing from simply owning fewer or safer-sounding names. Stability at the portfolio level is engineered, not assumed: position sizing, sector balance, and business-model diversity all work together so that a shock to any one area is cushioned by the rest. The goal is to maintain equity exposure while emphasizing capital preservation and a smoother investment experience compared to more growth-oriented equity strategies.
Because every portfolio is separately managed in your own account, construction also reflects your individual circumstances — existing holdings, tax considerations, and personal risk tolerance — rather than forcing your capital into a one-size-fits-all model.
⎯ Risk Perspective
Managing Risk in a Low-Volatility Equity Strategy
All equity investments involve risk and market fluctuations. There is no version of stock ownership that removes this, and any strategy claiming otherwise should be treated with skepticism. This strategy seeks to manage those risks by focusing on higher-quality, more stable companies and disciplined portfolio construction — not by pretending risk can be eliminated.
While losses cannot be eliminated, the approach aims to help reduce the impact of market downturns: to make declines shallower and recoveries more attainable, so that compounding keeps working and investors can stay the course through difficult markets. That candor is part of the fiduciary standard we hold ourselves to. As a fee-only independent fiduciary, Infinitus has no products to sell and no incentive to overstate what any strategy can do.
What stability provides is not immunity from loss — it is a steadier foundation from which to remain invested. And staying invested, through a full cycle rather than only the easy stretches, is where long-term equity returns are actually earned.
⎯ The Infinitus Difference
Stable Value Investing with Individual Stocks
Most investors who want a lower-volatility equity allocation are handed a low-volatility fund or a model — a wrapper holding hundreds of companies nobody at the firm has individually researched, with embedded fees and no transparency into what is actually owned. We take the opposite approach. Stable value investing at Infinitus means a focused portfolio of individually selected stocks, each one researched, understood, and owned for a specific reason, held directly in your own account.
That structure has practical advantages beyond transparency. Because you own the individual securities, tax management happens at the position level — losses can be harvested and gains timed around your circumstances rather than a fund's distribution calendar. Because the portfolio is separately managed, it can be built around what you already hold instead of forcing a liquidation into a model. And because our Founder & Chief Investment Officer makes every decision directly, the person managing your capital is the same person you speak with.
As a fee-only independent fiduciary, we are compensated only by the transparent advisory fee our clients pay us. No commissions, no products, no incentive to put anything in your portfolio except what we believe belongs there.
⎯ Objective
The Goal of the Strategy
To provide equity market participation with an emphasis on capital preservation, stability, and long-term financial resilience — seeking steady growth while prioritizing downside risk management.
Ultimately, the strategy is built for capital that has already been earned and now needs to keep working without keeping its owner up at night — for investors approaching or in retirement, those who have lived through large drawdowns and want a more measured approach, and anyone who values a smoother path to long-term equity participation.
Within a broader portfolio, Stable Value Equity often serves as a stabilizing core allocation. Clients frequently pair it with our Risk-Controlled Growth or Dividend Income Growth strategies, or with our Tax-Exempt Municipal Bond and U.S. & Global Bonds strategies, to shape a complete portfolio balancing stability, income, and growth in the proportions that fit their goals
⎯ Getting Started
From First Call to Fully Invested.
01
Discovery Call
A no-pressure conversation about your goals, holdings, and what you want your wealth to do — by phone, video, or in person.
02
Strategy Review
We review your holdings, goals, and risk profile, then share observations on how your portfolio is positioned and where a tailored approach may help.
03
Onboarding
A fully digital onboarding — accounts opened and transfers authorized with a few e-signatures, most holdings moving over exactly as they are.
04
Active Management
We build and manage your portfolio — with ongoing research, tax-aware adjustments, and regular portfolio reviews as markets and your life evolve.
Already working with an advisor? We initiate the transfer with your former firm for you — no awkward phone call on your end — and most accounts move in-kind, exactly as they are. See how switching works →
Schedule a Private Portfolio Consultation
For investors seeking disciplined portfolio management,
tactical asset allocation, and long-term capital stewardship.
Confidential discussion
No Obligation
Direct conversation with Founder & Chief Investment Officer
Learn about our Active & Personalized Portfolio Management
Explore our Investment Strategies
⎯ Common Questions
Stable Value Equity Strategy FAQ
What is the Stable Value Equity Strategy? It is an all-equity strategy from Infinitus Wealth Management in Nashville designed for investors who prioritize capital preservation while seeking measured long-term growth. The portfolio owns individual stocks of financially strong, established companies with resilient business models and stable earnings characteristics, aiming to keep investors participating in equities while moderating volatility.
How does the strategy reduce volatility? On two levels. First, security selection: the portfolio favors companies with established market positions, stable earnings, strong balance sheets, steady demand, and lower historical volatility than the broad market. Second, portfolio construction: diversification across industries and business models, plus deliberate position sizing, so no single sector or holding dominates outcomes. These techniques seek to manage volatility; they cannot eliminate it.
How is this different from the Risk-Controlled Growth Strategy? Emphasis. Both are all-equity strategies that take downside risk seriously, but they sit at different points on the spectrum. Risk-Controlled Growth is growth-first, pursuing appreciation with a disciplined downside overlay. Stable Value is steadiness-first — capital preservation and a smoother experience lead, with growth pursued in a measured way. Investors often use Stable Value for capital that has already been earned and Risk-Controlled Growth for capital still in its build phase.
Who is this strategy designed for? Investors who prioritize capital preservation while still wanting equity participation — including those approaching or in retirement, investors who have experienced large drawdowns and want a more measured approach, and anyone who values a smoother path over maximum growth. Suitability is always determined individually based on your goals, time horizon, and risk tolerance.
Can I combine this strategy with other Infinitus strategies? Yes. Most clients don't hold a single strategy in isolation — we frequently combine multiple Infinitus strategies into one cohesive portfolio built around your goals, risk tolerance, and time horizon. This strategy can be paired with more growth-oriented, income-focused, or conservative approaches to balance appreciation, stability, and cash flow in the proportions that fit you. The right blend depends entirely on your circumstances; we determine it together during the strategy review and adjust it over time as your needs change. Because we build everything from individual securities in an account you own, combining strategies is seamless and fully transparent.
What are your advisory fees? Fees are a single transparent percentage of assets under management on a four-tier schedule: 1.00% under $1M, 0.95% from $1M to $4.99M, 0.90% from $5M to $9.99M, and 0.80% at $10M and above. A complimentary financial plan is included.
Who does Infinitus Wealth Management work with? Infinitus serves a diverse range of clients across Nashville and beyond, including high-net-worth individuals and families, business owners and founders, corporate professionals and executives, retired and pre-retirement investors, professional athletes, musicians and entertainers, endowments, foundations and nonprofits, and young professionals building long-term wealth.
How do I get started with Infinitus? Getting started is simple. Schedule a complimentary, no-obligation private portfolio consultation directly with Erik James Roberts, Founder and Chief Investment Officer. We’ll discuss your goals, current portfolio, timeline, and risk tolerance to determine how Infinitus can help you grow and protect your wealth. Contact us at erik.roberts@infinituswealth.com or request your consultation today.
⎯ Explore Further
Investment Strategies Built Around Your Goals
Disclosure: Infinitus Wealth Management is a registered investment adviser. Registration does not imply a certain level of skill or training. All investments involve risk, including the potential loss of principal. No investment strategy can guarantee returns or eliminate risk, and past performance is not indicative of future results. Advisory services are offered only pursuant to a written advisory agreement.