Wealth Preservation

Protecting and Structuring Significant Wealth

The Wealth Preservation level is designed for individuals and families who have built substantial capital and are focused on protecting, structuring, and sustaining it across market cycles.

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At this stage, the primary objective shifts from pure accumulation to disciplined capital stewardship. Portfolio decisions carry greater consequence, risk management becomes increasingly critical, and long-term planning extends beyond growth toward preservation, income stability, and strategic allocation.

 

Our approach emphasizes thoughtful portfolio construction, downside risk management, and structured capital oversight designed to support long-term financial strength.

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Who Wealth Preservation Is Designed For

Wealth Preservation clients typically maintain between $7–25 million in investable assets and are focused on:

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• Protecting accumulated capital

• Reducing unnecessary portfolio volatility

• Generating sustainable income where appropriate

• Structuring portfolios for long-term stability

• Preparing for retirement transitions or multi-generational planning

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At this level, wealth management becomes increasingly strategic and comprehensive.

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Capital Preservation as a Core Discipline

With significant wealth comes the responsibility to protect it. Recovering from large portfolio drawdowns can materially impact long-term objectives.

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Our Wealth Preservation approach emphasizes:

• Diversified asset allocation across equities and fixed income

• Strategic exposure to lower-volatility investments

• Position sizing discipline

• Ongoing monitoring of concentration risk

• Structured rebalancing aligned with market conditions

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The objective is to maintain growth participation while prioritizing downside awareness.

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Risk Management & Volatility Control

Risk management becomes increasingly central at this level. We integrate:

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• Correlation analysis across asset classes

• Volatility monitoring and exposure assessment

• Interest rate sensitivity evaluation

• Sector and geographic diversification

• Tactical allocation adjustments when supported by research

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While market risk cannot be eliminated, disciplined oversight is designed to help moderate portfolio swings and support long-term resilience.

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Income Strategy & Cash Flow Planning

For many clients in this tier, income generation becomes more important. We evaluate:

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• Dividend-focused equity exposure

• Tax-aware income strategies

• Fixed income positioning

• Cash flow coordination across accounts

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Income planning is integrated directly into portfolio management without compromising overall capital structure.

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Tax Awareness at Scale

As asset levels increase, tax efficiency plays a more meaningful role in long-term outcomes. Our approach incorporates:

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• Strategic gain and loss management

• Asset location coordination

• Distribution planning

• Portfolio turnover awareness

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These elements support improved after-tax capital retention while maintaining alignment with investment objectives.

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Transitioning Toward Legacy & Private Wealth

Wealth Preservation often represents a bridge between growth and legacy-focused capital strategy. As portfolios approach higher thresholds, planning may incorporate:

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• Estate coordination

• Generational wealth transfer considerations

• Charitable structuring

• Long-term capital sustainability

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This tier establishes the disciplined framework necessary to transition into Private Wealth & Legacy planning.

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Our Objective

To protect and structure substantial wealth through disciplined portfolio construction, integrated risk management, income strategy coordination, and tax-aware capital stewardship — supporting long-term financial stability and multi-generational continuity.

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Disclosure

Asset ranges referenced are general guidelines for service structure and do not represent minimum account requirements or guarantees of service eligibility. Investment advisory services are provided by Infinitus Wealth Management, a registered investment adviser. All investments involve risk, including the potential loss of principal. No investment strategy can guarantee returns or eliminate risk. Past performance is not indicative of future results.