Executive Wealth Management in Nashville for Corporate Professionals
A great career builds wealth in a complicated way — rising income, RSUs and options, employer stock, deferred comp, and a tax bill that grows with every promotion. The job isn't just to grow it. It's to structure it, diversify it, and keep more of it.
Portfolio management led by Erik James Roberts, MBA — Founder & Chief Investment Officer, Infinitus Wealth Management. Wharton MBA · U.S. Army veteran (101st Airborne) · Purple Heart recipient.
• Fiduciary • Custom Portfolios • Active Management • Investment Focused
⎯ The Executive's Financial Profile
When Your Paycheck and Your Net Worth Depend on the Same Company
For corporate professionals and executives, wealth is built through rising income and equity compensation — which quietly creates a problem: your salary, your bonus, your RSUs, and your net worth can all end up tied to a single employer.
As a career advances, the financial picture gets more layered. Compensation evolves from salary and bonus into restricted stock units, stock options, ESPP shares, and deferred compensation. Investment exposure becomes less straightforward, taxes become more material, and the portfolio often starts to reflect heavy concentration in the very company that signs the paychecks.
That's the core of executive wealth management: not simply accumulating, but structuring. It means seeing total employer exposure clearly, building an investment portfolio that complements your career risk rather than doubling down on it, and managing the tax consequences of equity compensation deliberately.
At Infinitus, that portfolio is built from individual stocks and bonds and managed directly by the Chief Investment Officer — engineered to grow your wealth while accounting for the rules of your company's stock plan, inside a fee-only fiduciary relationship.
⎯ What Makes It Different
Six Forces That Shape an Executive's Portfolio
For corporate professionals and executives, wealth is built through rising income and equity compensation — which quietly creates a problem: your salary, your bonus, your RSUs, and your net worth can all end up tied to a single employer.
⎯ Equity Compensation
Turning Concentrated Equity Into a Balanced Portfolio
For many executives, equity compensation becomes the largest part of their wealth — and the largest hidden risk. The same shares that represent your success also tie your financial future to one company's fortunes.
We integrate RSUs, options, and employer stock into the total portfolio rather than treating them as separate. Diversification is handled as a deliberate, paced process — executed within open trading windows or a pre-arranged 10b5-1 plan, in compliance with your company's policies and securities law, and timed around tax consequences. Where appropriate and permitted, options strategies such as protective puts or collars can define downside while a position is unwound.
-
See total employer exposure across salary, RSUs, options, and ESPP
-
Diversify on a plan, within trading windows or a 10b5-1
-
Coordinate timing with capital-gains and overall tax exposure
-
Hedge when appropriate
⎯ Portfolio Growth
Growth Is the Point — and We Manage for It Actively
Executives don't hire us to play defense — they hire us to grow capital intelligently over a long horizon. Diversification, tax management, and hedging all have their place, but they exist to protect and accelerate that growth, not replace it. Growth comes first; everything else serves it.
We pursue that growth through active, research-driven portfolio management built on individual stocks and bonds — real security selection and conviction. That means owning high-quality companies we've researched directly, calibrating exposure deliberately, and adjusting tactically as conditions change, rather than being quietly placed into a one-size-fits-all mutual fund model and left there. The engine underneath it all is compounding: keep quality capital invested and growing, reinvest along the way, and avoid the unforced errors — overconcentration, panic selling, needless tax leakage — that quietly cap long-term results. Over a career, that discipline is what turns a strong income into substantial wealth, and it's the same discipline applied whether you're managing your first equity grant or a complex multi-account portfolio.
-
Active, research-driven management
-
High-quality individual stocks and bonds, selected with conviction
-
Tactical adjustments as markets and your life evolve
-
Long-term compounding protected from avoidable drag
⎯ Keeping More of What You Earn
Tax-Efficient Management of Equity Compensation
Equity compensation is taxed at multiple points, and the timing of your decisions changes the outcome. We manage portfolios with after-tax growth in mind — keeping more of every dollar compounding rather than leaking to avoidable taxes.
Most equity-comp tax surprises come from timing. RSUs generally create ordinary income the moment they vest — whether or not you sell — which can leave executives owing tax on shares that have since fallen in value. Decisions about when to exercise options, when to sell, and how incentive stock options interact with the alternative minimum tax can meaningfully change what you keep.
We manage these decisions inside the broader portfolio: coordinating sale timing, using asset location across account types, and harvesting losses at the individual-security level so more of your capital keeps compounding. Tennessee's lack of a state income tax helps, but the larger lever is simply protecting long-term growth from unnecessary tax drag — every avoidable dollar lost is a dollar that can't compound for the next twenty years.
Tax levers we manage
-
Coordinated timing of vesting, exercise, and sales
-
Asset location across taxable, tax-deferred, and Roth accounts
-
Tax-loss harvesting with individual securities
-
Realizing gains strategically to protect long-term compounding
-
401(k), mega-backdoor Roth, and deferred-comp coordination
⎯ Our Approach
A Portfolio That Complements Your Career, Not One That Doubles Down on It
Your career already concentrates risk in one company and often one industry. The portfolio's job is to balance that — not mirror it.
We build executive portfolios from individual stocks and bonds — not mutual funds, and rarely ETFs — so we can calibrate exactly around the exposure you already carry through your compensation. If your wealth and income lean heavily toward technology, for example, the portfolio is built to offset that, not pile onto it.
Risk is actively managed: high-quality diversified equity for long-term growth, a deliberate fixed-income foundation, and options-based hedging where appropriate and permitted. As your career evolves — more senior roles, larger equity grants, changing family responsibilities — the portfolio is refined rather than left on autopilot.
And you work directly with the Chief Investment Officer in a fee-only fiduciary relationship. The person setting your strategy is the person you talk to.
What sets the executive portfolio apart
-
Built to offset career and employer-stock concentration
-
Individual securities for control over tax and risk
-
Equity comp integrated, not treated separately
-
Hedging available where appropriate and permitted
⎯ Young Professionals
Young Professionals: Building the Right Foundation Early
Early in a career, the most valuable asset isn't a big balance — it's time. The habits and structure you set in your twenties and thirties tend to shape your finances for the next forty years.
Young professionals face a different version of the same challenges executives do — just earlier. The first RSU grant, the first real bonus, the choice between paying down student loans and starting to invest, the 401(k) you haven't set up yet. None of it is complicated on its own, but the decisions compound, for better or worse — and the single biggest advantage at this stage is simply starting. A dollar invested in your twenties has decades to compound, an edge no amount of later catch-up fully replaces. Capturing your full employer 401(k) match, using tax-advantaged accounts, and building an invested base early matters more than getting every detail perfect. The goal here isn't complexity; it's clarity and consistency.
We work with emerging professionals who want to build that foundation with intention rather than ad hoc decisions or generic robo-portfolios. We help you structure savings, think clearly about risk, handle early equity compensation correctly, and begin building a real portfolio from individual securities. As your career and income grow, that framework grows with you — and you're already working with the same Chief Investment Officer who will manage far more complexity down the road.
Where young professionals should start
-
Capture the full employer 401(k) match — it's free return
-
Use tax-advantaged accounts, including Roth, early
-
Build the habit of investing automatically and consistently
-
Handle your first RSUs and ESPP correctly from day one
-
Balance student-loan paydown with starting to invest
-
Keep it simple now; let the framework grow with you
⎯ Local Roots, National Reach
Nashville-Based, Serving Professionals Nationwide
Based on Music Row, we work with corporate professionals and executives across Nashville and throughout the country. The region's growth in healthcare, technology, finance, and entertainment has created a deep base of equity-compensated professionals who need more than a model portfolio — they need active management built around their career risk.
Whether you're an emerging professional setting your foundation or a senior executive managing significant equity compensation, the conversation starts the same way: directly, and on your terms.
⎯ Getting Started
From First Call to Fully Invested.
01
Discovery Call
A no-pressure conversation about your goals, holdings, and what you want your wealth to do — by phone, video, or in person.
02
Strategy Review
We review your holdings, goals, and risk profile, then share observations on how your portfolio is positioned and where a tailored approach may help.
03
Onboarding
A fully digital onboarding — accounts opened and transfers authorized with a few e-signatures, most holdings moving over exactly as they are.
04
Active Management
We build and manage your portfolio — with ongoing research, tax-aware adjustments, and regular portfolio reviews as markets and your life evolve.
Already working with an advisor? We initiate the transfer with your former firm for you — no awkward phone call on your end — and most accounts move in-kind, exactly as they are. See how switching works →
Schedule a Private Portfolio Consultation
For investors seeking disciplined portfolio management,
tactical asset allocation, and long-term capital stewardship.
Confidential discussion
No Obligation
Direct conversation with Founder & Chief Investment Officer
Learn about our Active & Personalized Portfolio Management
Explore our Investment Strategies
⎯ Transparent, Fee-Only
Fees
We accept zero commissions and act as a fiduciary — mandated by law and ethically bound to put our clients’ interests first. Our fee is based on assets under management, so we do well when you do well.
No Performance Fees
We charge no performance fees. Our simple and straightforward Assets Under Management fee allows our advisors to focus on achieving our clients' goals.
No Commissions
We charge no commissions on buying and selling investments, so our interests are completely aligned as we grow and protect your accounts.
No Financial Planning Costs
A complimentary and comprehensive financial plan is available to all clients of Infinitus Wealth Management.
Who We Serve
Investment Management for Individuals, Families, & Institutions
⎯ Frequently Asked Questions
Executive Wealth Management — Questions Professionals Ask
How should executives manage RSUs and stock options? Equity compensation should be integrated into the total portfolio rather than treated as separate. That means understanding total employer exposure across salary, RSUs, options, ESPP, and any company stock, then making deliberate decisions about vesting, exercise timing, diversification, and tax — all within your company's trading policies and applicable securities laws.
How do I diversify a concentrated employer-stock position? Diversification is usually a paced process rather than a single sale, often executed within open trading windows or through a pre-arranged 10b5-1 plan to comply with company policy and securities law. We structure the transition around tax consequences and your broader portfolio, and where appropriate use options strategies such as protective puts or collars to manage downside while a position is unwound.
How is equity compensation taxed? Generally, RSUs are taxed as ordinary income when they vest, while gains after vesting are taxed as capital gains when shares are sold. Stock options have their own treatment, and incentive stock options can trigger alternative minimum tax considerations. This is general education, not tax advice; equity-comp tax is highly individual to your situation.
How should young professionals start investing? Early in a career, time is the most valuable asset. The priorities are establishing disciplined saving, capturing any employer 401(k) match, using tax-advantaged accounts, and beginning to build an invested base — kept simple at first. Habits and structure set early tend to shape financial outcomes for decades, which is why starting now matters more than starting perfectly.
Can you hedge a concentrated stock position? Where appropriate and permitted, options strategies such as protective puts and collars can define downside on a concentrated position while it is held or diversified. These must comply with your company's trading policies and securities laws, and are coordinated accordingly. Options involve risk, are not suitable for every investor, and do not guarantee any result.
Do you coordinate with my CPA and company stock plan? Yes. Infinitus is an investment-first firm and manages the portfolio in coordination with your CPA and the rules of your equity-compensation and benefit plans, so investment decisions, tax strategy, and plan constraints work together. We do not provide legal or tax advice.
What does Infinitus Wealth Management charge? Infinitus is a fee-only fiduciary and charges asset-based advisory fees beginning at 1.00% on portfolios under $1 million and scaling down toward 0.80% at $10 million and above. There are no commissions and no performance fees.
⎯ Explore Further
Related Strategies & Reading
Disclosure: Infinitus Wealth Management is a registered investment adviser. Registration does not imply a certain level of skill or training. All investments involve risk, including the potential loss of principal. No investment strategy can guarantee returns or eliminate risk, and past performance is not indicative of future results. Advisory services are offered only pursuant to a written advisory agreement.